DuPage County Uninsured Driver Accident Lawyers

Lawyers in Addison and Elmhurst for Injuries Caused by Drivers With Inadequate Insurance

If you suffered injuries in any type of car accident, you might have many questions about who will cover your medical expenses and the costs of repairing your vehicle. Depending on the severity of your injuries, you might also have been forced to miss work, meaning that the at-fault party should also be responsible for your lost income as well—not to mention the other expenses that can add up quickly in the days and weeks that follow a traffic accident. The state of Illinois mandates that drivers carry liability insurance to cover such damages, but far too many drivers simply do not maintain the coverage required by law.

At Kaiser Law, our lawyers know how scary it can be to learn the person who caused the accident in which you were injured does not have enough car insurance to cover your losses—or any insurance at all. Our knowledgeable personal injury attorneys will work with you in exploring your available options for getting the compensation that you need to begin putting your life back together.

The Difference Between Uninsured and Underinsured

Insurance carriers that do business in the state of Illinois offer a specific "uninsured and underinsured motorist coverage" as part of their packages for auto insurance customers. As the name of the coverage suggests, this portion of a policy is intended to offer protection to those who are involved in crashes caused by drivers who are uninsured or underinsured. A person who drives with no liability insurance whatsoever is an uninsured driver. By comparison, a driver who is underinsured has insurance—and possibly even enough insurance to be compliant with state law—but the driver's coverages are not sufficient to cover all of the damages related to the accident.

It is possible to recover damages following accidents caused by uninsured and underinsured drivers, but doing so is not easy. If you were hurt in such a crash, you have the right to pursue compensation directly from the driver who is at fault, but if that driver has already failed to maintain sufficient car insurance, the chances of you collecting what you need for your losses are not very good. Therefore, your only remaining option might be to seek compensation from the company that provides your insurance coverage.

Itasca Injury Attorneys Fighting for You

With more than 100 years of combined personal injury experience, the lawyers at Kaiser Law realize that many insurance companies are notorious for their attempts to minimize their payouts and to limit their financial liability, even to their own customers. When you file your claim, your insurer will probably offer a settlement rather quickly. The first offer, however, is rarely enough to meet your needs. In fact, the offer may even come before you know the full extent of your injuries and the prognosis for your physical recovery.

Our attorneys understand how to work with insurance companies, and we are willing to stand up to them when necessary. We have secured millions of dollars in verdicts and settlements for our clients, including many who were injured by uninsured and underinsured drivers. As our long history of success demonstrates, our team knows how to get results, and we are ready to put our proven approach to work for you and your family.

Call 630-274-4400 for a Free Consultation

If you or someone you love was injured in a crash caused by an uninsured or underinsured driver in Illinois, contact our office. Call 630-274-4400 to schedule a free, confidential consultation with one of our experienced personal injury attorneys today. We serve injured victims and their families in Addison, Elmhurst, Bensenville, Elk Grove Village, Wood Dale, Melrose Park, Des Plaines, Northlake, Niles, DuPage County, Cook County, and the surrounding areas.